COMPARISON OF TYPICAL MEDICAL EXPENSE PLANS

There are various types of medical expense plans and how they differ. While variations within each type of plan exist, some generalizations can be made. These are summarized in Table below. The degree of managed care increases as one moves from left to right in the table. However, the cost of the plans, on the average, decreases as the degree of managed care increases. In addition, a higher degree of managed care is generally associated with lower annual premium increases by a plan.